Meeting Potential Investors for a Small Business

Meeting Potential Investors for a Small Business


You ought to distinguish the speculators who will put resources into your venture and afterward set up together a convincing introduction. While meeting with speculators learn more and make sure to answer inquiries with certainty.


  1. Create an important introduction

You will likely do an introduction to financial specialists that can accept numerous structures. Demonstrate the financial specialist your item or administration. You have to provide the financial specialist a solid thought of your business. Keep in mind that photos speak louder than words. While creating PowerPoint presentations, avoid too much text slides.


  1. Keep it Short

Your introduction ought not to consume over 20 minutes. For PowerPoint presentations, it presentable not to exceed 15 slides. Prepare your introduction until the point you have attained the required length.


  1. Ask for exhortation at the initial meet up

Try not to make a plunge and request cash. A potential speculator requires time to think about the business thought prior to choose if they need to contribute. Similarly, you ought to utilize the initial gathering of the financial specialist’s business learning.


  1. Be genuine

A speculator won’t slack till the point they work diligently. They will need to investigate the company’s financials and will reveal any distortion you create. Continuously be straightforward in your strategy and in your discussions with potential financial specialists. Concede when you don’t have a clue about an answer. A financial specialist will value your genuineness.


  1. Project certainty

Potential financial specialists need to view that you have confidence in the business. Abstain from being haughty, which demonstrates that you are unreliable.


  1. Ask the speculator questions

Any financial specialist will take a proprietorship stake in your business. Hence, you will have to check them too by making inquiries.


  1. Follow up

Following an initial gathering, express gratitude to the speculator by an email. It’s far-fetched that they will consent to contribute after just a single gathering, so you need to maintain the entryways of correspondence receptive always.


  1. Maintain professionalism if rejected

It’s difficult to explain why individuals pick not to put resources into organizations. You probably won’t have been a correct fit, or they may have just put resources into a comparable business. Despite the answer, monitor how you react. Remain proficient and express gratitude toward them for their chance.


  1. Keep attempting

Abstain from being debilitated in case you don’t receive numerous offers, or if the introduction you do ends up in a dismissal. Continue looking, as the ideal financial specialist may turn up anytime.

How Can You Avoid ATM Fees?

How Can You Avoid ATM Fees?

It is no doubt very convenient to be able to withdraw cash wherever and whenever you want thanks to the umpteen ATMs all over the globe. Technology has advanced so much that it is now possible to withdraw cash even in a foreign land.

Being able to withdraw money from an ATM in an emergency is a blessing no doubt more so when you can do it from any bank ATM. But what is not so nice is the fee charged by the bank and not just by one bank but by both the banks – your own bank and the other bank from which you withdrew money. Irrespective of what amount you withdraw you end up paying these two charges. The charges are minuscule in the bigger scheme of things but in the long run, it will add up to a substantial amount. According to a Bankrate survey, ATM fees charged by banks have grown significantly higher over the last two decades.

If you do not want to pay these fees, follow the below tips.

  1. Your bank is your savior: Unless in a dire emergency do not use any other banks’ ATM. Rely on technology and use your banks’ app if it has one, or google to find out where your bank’s nearest ATM is. Ideally, you must plan in advance and make note of your bank branches and ATM en route to your destination and also in the final location. Or the best option is to withdraw the cash you anticipate to spend before you leave.
  2. Put your debit card to use: Not many people are aware that you can use your debit card in storefronts to withdraw cash. Just use your card for some basic purchase and in return ask for cash back. There is a minimum limit that the store can provide but that is still better than paying ATM fees. Moreover, the stores do not charge any service charge for giving you cash against your debit card.
  3. Open an online bank account: It is only the brick and mortar banks that have problems when you use another bank’s ATM. With an online bank, you will never encounter any ATM fees because they do not have their own ATM’s but you can use any bank’s ATM and your online bank will reimburse the fees charged by the bank.

If you do your research you will realize that there are many ways to prevent paying additional charges levied by banks. the onus is on you to find out the complete truth just as I did when I read everything about Crypto VIP Club before trading in it. See this like I did to realize that this system is not a scam and works as a charm for supplementing your income.

How much do you know about binary options?

How much do you know about binary options?

Trading in binary options is not always successful. Despite having access to all financial news 24×7 traders fail to make profits. But this has not deterred others from trying because of the easy availability of online trading platforms not only in binary options but also in cryptocurrency like the Crypto Code; these platforms promise high profits. You can read more about crypto code here in case cryptocurrencies intrigue you, but if your heart is still on binary options read on.

How can you become successful binary options trader?

  1. Know your trading tools

There are several trading tools and they are easily available too and hence it is quite normal to accumulate all the trading tools but if you don’t know how to use them and interpret charts then all your efforts are in vain.  You must develop the skill of reading the charts and be in a position to tell if a price will rise or fall.

  1. Always rely only on tested strategies

The correct trading strategy is the difference between success and failure. You must do your research and identify a strategy that has been consistent and has provided positive results. There are several sites that offer demo trading accounts. You can make use of such accounts and try your strategies till you refine them. Just because it is a demo account doesn’t mean that you must stake large amounts; you must learn all basics of binary options.

  1. Use indicators wisely

A common mistake that all binary options traders do is that they keep using indicators until they realize that they are not as good as they are thought to be. It is time traders realized that relying on indicators completely is a fallacy.

  1. Keep your emotions in check

Actually, this is something that traders in all fields must excel at because uncontrolled emotions can lead to disasters. Trading requires a cool calm mind that can think with clarity and execute with confidence. Don’t let a few losses or hits cloud your decision-making strategies; be disciplined in your trading style.

  1. Never underestimate signals

The market can disrupt the best-laid plans and strategies and those who step aside from their signals pay the price. Unless you are a seasoned player always trade only when the market is right; it does not pay to take any risks of any kind.

There is no easy route to make money and be successful. The above-stated tips should be a part of your skill set and foundation for all trading.

Don’t Make These Costly Mistakes While Banking

Don’t Make These Costly Mistakes While Banking

Knowledge is power, ignorance is a crime especially in the field of finance. It is important for individuals and business to know everything about banking because a single mistake can turn into a costly affair. Don’t make the below mistakes.

  1. As a conscientious individual, it is your responsibility that you never end up paying a maintenance fee for your checking account. It is within your capabilities to ensure that you maintain the minimum balance in your account. You can choose to have your salary deposited into this account or a better option is to choose a bank whose minimal requirements are meetable.
  2. If you are not alert you will have to pay overdraft fees when your account has insufficient funds; overdraft fees are always high. Irrespective of whether the bank approves a transaction or rejects it if you have insufficient funds in your account for a particular transaction you will end up paying a hefty To prevent this from happening to opt out of the overdraft protection. When this happens, if your debit card is not accepted due to insufficient funds you will not be penalized and dumped with a fee. But you cannot opt for overdraft protection in all transactions. The best option is to link your savings and checking accounts and ensure that the checking account has the maximum cash. Even for internal transfer of funds, banks will charge you fees.
  3. Even though using a credit card is an easy option, do not use it as overdraft protection. Not even when the immensely friendly and all-knowing bank representative tries to convince you to link your checking account to the credit card. While it will not be as costly as paying an overdraft fee it is still not cheap by any standards. In this case, you will end up paying several fees instead of one overdraft fee. You will pay:
    • Overdraft protection fee
    • Cash advance fee for the credit card because this transaction will be treated as a cash advance
    • You will also end up paying interest on the cash advance.

A better solution is to use the credit card directly for your purchases.

  1. Savings account must always have minimum balance because the interest rates are really low at 0.01%. But this is not true for all banks, some internet banks offer better interest rate.

Everything is in your hands. With prudence and sense of responsibility, you can avoid all the additional charges banks sneak into your fees all the time. Take the example of Crypto VIP Club, I invested in this trading system only after making sure that it is not a scam like several other systems online. See this to believe that all trading systems are not scams.

Make Profits Through ‘In The Money’

Make Profits Through ‘In The Money’

When the strike price of the call option is less than the price in the market of the underlying security or the put option’s strike price is more than the price in the market of the underlying security is known as “in the money”. It is said that if the option is in the money it has intrinsic value whereas if the option is out of the money will not have intrinsic value. If the trader is investing to trade in the money, it does not mean that they will make profits from the trade since to purchase an option it costs money. In the money will mean that the option can be exercised. All these options can be applied to crypto trading as well to know more go through this review.

If the stock option is worth exercising and has intrinsic value it means that it is in the money. Let us take an example:

Suppose a person by name Mathew purchases a call option on stock XYZ whose strike price is $15. Now the stock price is sitting at $20 in this case the option is said to be in the money because the option will offer Mathew the right to purchase the stock for $15 but he will be able to sell it instantly for $20 which will gain his profit of $5. Here every options contract will be representing 100 stocks, therefore, the profit that he will actually earn will be $5 x 100 which will be equal to $500.

In case Mathew would pay $5.50 for the call, there wouldn’t be any possible profits that he would gain from making this trade because he would pay $550 which is $5.50x 100 shares just to trade one contract which will lead to him benefiting only $500 so as you can see he is actually losing $50. However, in spite of this, here the option is considered as in the money since when the option expires it will be worth $5. If the strike price of the option would have been $21, in this case, it would be out of the money and hence they will not be of any worth when they expire meaning it does not have intrinsic value.

Out of the money in a brief

A call option is said to be out of money when its strike price is more than the market price of the underlying security or put option has a strike price that is lower than the underlying security’s market price. There is no intrinsic value in out of the money, however, it has extrinsic value or time value.

Effects Of January On The Prices Of Shares

Effects Of January On The Prices Of Shares

The price of the stock is increased due the season which happens in the month of January is known as the “January Effect”. Typically by the analysts assign this rally to growth in purchasing and this is followed by a price drop that is bound to happen in the month of December. The price drop happens when traders who are engaged in gathering tax-loss to the capital profits got from realizing offset and it prompts a sell-off. Another way to explain this is, the traders who want to make investment make use of the money got at the end of the year as a bonus to buy assets and they are bought on the month that follows.

The January effect is just a theory and similar to the effects that are related to calendar they also recommend that the market as a whole are ineffective because if the market was effective it would make this effect imaginary in a natural manner. The mid caps and large caps are not much liquid in nature, the January effect appears to have an influence on small caps. Since the start of the 20th century, it has been suggested by the data that these classes of the asset have performed better than the complete market in January. It performed significantly well during the mid of January. This outstanding performance was noticed first in the year of 1942 by Sidney Wachtel who was an investment banker.

The pronouncing of this historical movement has become less over the latter-days of the year because it seems like the market has got adjusted to this. A lot of people are making use of tax-sheltered retirement plans because of which the January effect started getting less and less importance by the year 2016 since analysts feel that in this case the asset need not be sold at the end of the year as there will not be any tax loss.

Apart from gathering of tax-loss and purchasing it again and also investing bonus funds into the market, there is another explanation for the January effect which is related to the psychology of the investors. It is believed by the investors that January is the right month to start making an investment in programs or sometimes they consider that this will be their New Year’s resolution to start making investments for the sake of their future to be secured. You can make another resolution to learn trading cryptocurrency using this software and read this review.

Educate Yourself Before Beginning To Trade

Educate Yourself Before Beginning To Trade

We all aim for betterment in life. This may be in various streams such as career, living, earning, happiness etc. Amongst all these aims, better earning is one of the foremost aims that we all think of. Channelizing our savings into proper investment is something one must be careful of. If your goal is to earn or gain more money, then investing in the stock market is the best option you could think for. People ignore investing in this market considering the risk factor. It is true that this market is uncertain and there are some rough tides. However, once you understand the strategies of stock market then you are the winner.

Here are few points to consider before entering the house of stock market to enjoy your trading and investment.

  1. Due-diligence: The stock market isn’t something to be learned or understood in a day. There are various factors that rule the stock market. Trading without knowing the basics of the stock market could result in high loss/less return. Search engines such as Google, Yahoo etc., help us to gather millions of information about any subject that we are in need of. Start questioning yourself and try to understand the pre-requisites for trading in the stock market. Stocks are listed under exchanges established in the respective country for eg. In India, we have Bombay Stock Exchange and National Stock Exchange. Understanding the basic will give you a clear picture to trade efficiently and effectively in the stock market.
  2. Understand the Strategies: Try meeting professionals who carry on trade on a day-to-day basis. Action always speaks better than words. You will understand better when you do some practical work or visit someone doing it. This will help you to face the pros and cons and prepare you to handle the situations. Learn the basic terminology of trading such as bid, sell, put, call, beta etc. Even though there are brokers who could help and work for you, it is always better to get educated and understand the strategies of the stock market.
  3. Explore opportunities: By now, you would know the basics of stock market. As you are aware, there are various types of investments depending upon risk and return. Analyse the options available and diversify your portfolio by investing in different options available instead of relying on one investment. Recently, many people are investing in cryptocurrency market considering the return. More than 20 million traders are dealing in this market. Click here to know more about investing your money in cryptocurrency market.

Trading always travels with emotions which may be positive or negative. One has to educate oneself on the basic working of stock markets including the market trends before entering the ocean of stock market.



TheTechnical Analysis Chart- Line Chart

TheTechnical Analysis Chart- Line Chart

Technical analysts look at the price charts to analyze the stock and to know when to buy and sell the stock. To plot the stock chart there need to be some price points. Continue reading to find the points:

  • The open is when the markets open to trade. This is the price at which the market opened
  • The high is the highest price that the stock went to in the time period
  • The low is the lowest price point till where the stock went during the time period
  • The close is where the price closed for a particular time period. This is an important price and you get to know the strength of the price at this stage. The closing price reflects the sentiment of the market

All these four points get plotted on the technical analysis chart to form a graph. The visual representation of the events of the market lets you take an informed decision.

The open, high, low and close of the market summarizes the trade completely. The chart displays the information and without a chart understanding, these prices could become very complex.

Theregularchartshowever does not work because of the plot just a single data point that is not suited for the analysis.

Charts used in technical analysis

The common charts that are used by technical analysts are the line chart, bar chart, and the Japanese candlestick charts. TheJapanesecandlestickchart is the most commonly used of the three because of its various benefits.

The line and the bar chart

The line chart is the basis of the charts and this chart uses only a single data point. The line chart only plots the closing price of the stock and dot is placed at each closing price. This is then joined to form a line.

So if the time period is 60 days then 60 closing prices are drawn to form a line.

The lien chart can be formed for various time periods. These can also be drawn for all the securities.

Line charts are simple to use and it just takes a glance to understand what the trend of the stock is. The disadvantage of the line chart is that the chart fails to give any additional details to the analyst. The line chart also ignores the open, high and low price of the stock.

The line chart is thus not used in the technical analysis because of its disadvantages. This led to another chart pattern that was seen as a better alternative to the line chart. This is the bar chart.

Understand The Assumptions That Technical Analysis Is Based Up On


Understand The Assumptions That Technical Analysis Is Based Up On

Technical analysis and fundamental analysis work differently. While the fundamental analysts are very concerned about whether the stocks are over or undervalued, the technical analysts do not bother about these. What technical analysts look for is the past data which is the price and the volume of the stock. They then analyze what information this data can give them that will let them analyze the future movement of the stocks.

There are some key assumptions, continue reading that technical analysis is based upon.

Markets tend to discount everything

This means that the technical analysts believe that all the information that is either known or unknown in the market is reflected in the stock price of the stock. This could be anything like say an insider who is buying stocks of a company or that there is some bad news about the company. Everything about the company is reflected in the stock price.

Why is not important- then how is

Technical analysts are not concerned about the why. They do not bother about why something happens or why did the insider buy the stock. All that the technical analyst is interested in is how the price reacts to the action of the insider.

The price always moves in trend

Everything major that happens in the market is because of the of-of trend. Thetrendisbasically what forms technical analysis. They believe that once a trend gets formed the stock prices will move in that trend.

History will always repeat itself

The price reacts in technical analysis and this happens because the participants in the market react to the news, in the same way, each time it happens. Thus when price moves in a certain direction once, it is believed that every time it will react similarly to the same event. Like suppose there is a downtrend then the market participants will sell in the market irrespective of how low the prices are. Human reactions do not change and this causes the prices to follow the same pattern each time.

Trade summary

As a participant in the market do you have to keep track of all the points where the trade was executed? No. You need to look at the different time scale charts to take trades. The market participant does not have to know the details of every different price point. All that he needs to know is a summary of the action.

Introduction to Bitcoin

World’s first cryptocurrency or digital currency is Bitcoin. It is also called “internet money”, “virtual money” or “digital cash”. Bitcoin is the currency that is virtually present but has value to it. So it is not an actual banknote or coin in your wallet but it is a digital asset in your digital wallet. It is not controlled or managed by any centralized system or is regulated by any government. It is decentralized.  The Bitcoin owners do not have account numbers, names or identification numbers linked in the system. It uses blockchain technology and cryptographic or encrypted codes to connect to its owners. It can be used to buy services and goods, but not every organization accepts it and is outlawed in few countries.

Because of the tremendous growth of cryptocurrencies, systems like Bitcoin Loophole have become an inevitable part of investor’s life. To know more about Bitcoin Loophole refer to the full report.

Bitcoin History:

Bitcoin was introduced as a Peer to Peer Electronic Cash System in early 2009 by Satoshi Nakamoto, an unknown person or group of persons.

How do Bitcoin works?

Bitcoin is a file stored on digital wallet app on your Smartphone or computer. All the digital wallets get a unique public address. This address is a 30 character long combination of number and letters. Owners can send or receive bitcoins or part of it in their respective digital wallets. All these transactions are recorded in a public ledger called Blockchain. Blockchain helps to keep the history of all transactions ensuring no one can duplicate, reverse the transactions or use bitcoins they do not own.

How do we get Bitcoins?

1) Buying: To buy Bitcoins we need to have a Bitcoin wallet. They are available on site like or on mobile apps like Bitcoin Wallet for Android or iOS. Once we set up the Bitcoin Wallet we can buy Bitcoins using the traditional currency or the “real” money.

2) Selling: The best and easiest way to own Bitcoin is to ask the buyers to pay us in Bitcoins for the goods and services we provide.

3) Mining: Mining here means creating new Bitcoins using Computers. Extremely powerful and energy efficient computers are needed to mine the Bitcoins. In the mining process, the computers are required to solve extremely difficult mathematical calculations which keep on getting difficult in each step. When the mathematical problem is solved a new block of Bitcoin is created and the person/miner solving the problem owns the new Bitcoin. The process of mining was worthwhile earlier, but with recent advancements, it takes a lot of efforts, high-end computers and a lot of time (sometimes even years) to mine the Bitcoins.  Currently, there are 16.5 million Bitcoins and the maximum limit is 21 million.